Debt Counselling for Businesses Annual Debt Counselling As a start-up business owner, you’ve probably taken out loans or credit to finance your endeavours. In which case, incorporating yearly debt counselling for businesses into your...
Category - NDA Blog
Professional Debt Counselling Explained
Professional Debt Counselling Explained Debt Counselling Explained If you need debt counselling explained to you in a simple and understandable way, you're certainly in the right place. In 2007, the National Credit Act came into effect and...
Consumer Relief! Nersa Declines Eskom Tariff Hike
Consumer Relief! Nersa Declines Eskom Tariff Hike No-go for Eskom Tariff Hike! Eskom’s electricity tariff hike application has been rejected by the National Electricity Regulator of South Africa. According to the chairman of Nersa, Jacob...
Fairy Tale Funerals and Debt Haunted Lives
Fairy Tale Funerals and Debt Haunted Lives South African Funerals and Debt Studies have shown that 85% of individuals’ debt troubles begin with the death of a family member. For many, losing a breadwinner means taking on their...
Marriage, Debt and Divorce – Should One Sign an Antenuptial?
Marriage, Debt and Divorce – Should One Sign an Antenuptial? When it comes to analysing marriage, debt and divorce, whether out of personal or professional interest, you will find a worldwide database of content, from the scientific and...
Shopaholic Debt and The Battle of The Splurge
Shopaholic Debt and The Battle of The Splurge As with most psychological disorders, when a habit starts to put other areas of your life at risk, it is generally classified as a disorder and the same applies to bad shopping habits and a...
Do You Inspire Good Financial Habits in Your Children?
Do You Inspire Good Financial Habits in Your Children? Every parent should ask themselves the following questions: Where did you learn how to manage your finances? Are you managing your finances well? And, most importantly, are you inspiring...
Hard-hitting Tips for Cost Cutting
Hard-hitting Tips for Cost Cutting Considering all the anxiety and exhaustion that accompanies keeping up a facade of being well-off, the words 'nonsensical' and 'self-defeating' immediately come to mind, when it comes to living beyond one’s...
Loans, Loans, Loans for South Africa!
Loans, Loans, Loans for South Africa! More and more South Africans are turning to loans in the face of continual petrol, electricity and food price hikes, which they simply cannot keep up with. According to a World Bank database report, 86%...
Wise up about Credit Fees before You Cough up!
Wise up about Credit Fees before You Cough up! If you want to make a truly informed decision when applying for credit, it’s vital you ask your credit provider for a quotation or a pre-agreement that outlines all of the specific fees and...
Economic Changes That Affect You as a Consumer!
Economic Changes That Affect You as a Consumer! SA retail petrol prices will increase by 3.6% and wholesale diesel will increase by 4.4% on Wednesday, June 3. Petrol will cost R13.36 and diesel will cost R11.67. The repo rate will remain at...
A Debt Solutions Face-Off: Debt Mediation vs. Debt Counselling
A Debt Solutions Face-Off: Debt Mediation vs. Debt Counselling A Conflict of Interest When the National Credit Regulator realised that voluntary debt mediation (VDM) compromised consumers by undermining the National Credit Act and...