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sa risk factor south africa

The SA Risk Factor

The SA Risk Factor   In light of recent events and the turmoil that was 2016, the future looks uncertain for South Africa. With a rocky road ahead of us, the SA risk factor is one of the worst in the world- we are one of the top 10 risks to...

Are you a slave to debt?

Are you a slave to debt?

Are you a slave to debt?   There are a lot of myths about debt, such as “Debt is a tool and should be used to help create prosperity,” but the truth of the matter is debt isn’t used by wealthy people nearly as much as we are led to believe and...

South African Debt Rating

South African Debt Rating

South African Debt Rating   Standard and Poor’s downgraded South Africa’s local debt by a notch to BBB on last December but kept the country’s sovereign credit rating unchanged by BBB – one level above “junk” status, while saying the economy...

How to get through January after overspending

How to get through January after overspending

How to get through January after overspending   So you went a little crazy this festive season by overspending on gifts and vacations and now you are not sure how you are going to survive the first month of the year? We know that the first...

avoiding the debt trap

The New Year: Avoiding the Debt Trap

The New Year: Avoiding the Debt Trap   Recovering from the financial strain of the festive season, you need to take time to organize your money with the goal of avoiding the debt trap. Returning from holiday is always a tough one, coming back...

Credit Regulator Failing Consumers

Credit Regulator Failing Consumers

Credit Regulator Failing Consumers   The National Credit Regulator and the National Consumer Tribunal are ineffective to the extent that individuals and companies are turning to the courts to obtain justice on behalf of the consumer. An...

Unemployment Rises in South Africa

Unemployment Rises in South Africa

Unemployment Rises in South Africa   Unemployment in South Africa has hit a new high and rose to 27.1% in the third quarter of 2016, according to the statistics South Africa released Tuesday. According to the Quarterly Labour Force Survey,...

Christmas gifts for teenagers

Christmas gifts for teenagers

Christmas gifts for teenagers   Teenagers are always easy to get gifts for, usually wanting popular and trendy style gifts or something technology based. Christmas is a good time to get them something useful, seeing as they are on holiday...

Christmas Gift Cards

Christmas Gift Cards

Christmas Gift Cards   This is the go-to gift for the lazy, last minute shopper, the gift card is making a comeback this season. It is still easy to purchase (phew), but now you can make it a little bit more personal than ever. Now before you...