National Credit Regulator: Decoding Credit Regulation in SA Have you ever wondered about what the National Credit Regulator (NCR) does? Who does it serve? And what exactly does it regulate? Well, you’ve come to the right place. In this blog, we explore the ins and...
Edgars Account 101: Expert Tips, Payment Terms, And Closures Clothing accounts are a rapidly growing financial trend in South Africa. Amidst the backdrop of energy challenges, high unemployment, and fluctuating consumer confidence, understanding and managing these...
Importance of contracts for SMME’s Brought on by necessity, rather than choice – 2020 gave rise to many entrepreneurs and small businesses. Many took huge risks in setting up their small and medium businesses – and have also had to look at means of sustaining...
What do you need to apply for a home loan There is nothing better than a good credit score and “ clean” credit record without arrears, defaults and judgements if you want to apply for a home loan. One thing is clear – if you have a low credit score, with defaults or...
Why are ratings by credit agencies important to ordinary SA consumers? The world’s most important credit ratings agencies have said that SA will be unable to afford its debt; and it is unlikely that the government will be able to avoid the crisis by implementing its...
