Debt counsellor: friend or foe? How to choose the right help in South Africa When you’re drowning in debt, a debt counsellor can look like either a hero or a shark. On one hand, they promise lower instalments, legal protection and a clear plan. On the other, you’ve...
Debt Clearance Certificate: Navigating New Beginnings Clearing your debt and obtaining a debt clearance certificate marks a significant achievement in your financial journey. This document symbolizes triumph over debt, refreshing your credit record and paving the way...
How to pay off your debt Everyone keeps preaching that you should pay your debts – but no one ever explains how to do it. Here, are the most common debt repayment methods. Snowball method: With this method you pay your smaller debts first. Psychologically,...
Elections affect your pocket Local elections are upon us. Who you choose affects your personal finances. This is especially true if your are over-indebted and struggling with your finances. Here are some things to consider when making a choice: Does your prospective...
Don’t break the bank for a matric ball A matric ball is a proud moment for many parents. And for parents of children from disadvantaged areas, who overcome huge obstacles to get this far – it is a particularly special moment. However, I do feel that some parents are...
